SatBotly

Agent wallet leaderboard

Wallets and payment tools for agents, ranked by how many agent-relevant features we could verify on their own pages (out of 7, for example an MCP server, an SDK, spend controls or self-custody). Fees and limits are shown only when a page states them; otherwise they read “unverified”. A low score can mean “not found”, not “absent”.

wallets scored
204
each tick links to a quote from the wallet’s own page
top score
7/ 7
Agent402
average score
2.1/ 7
most wallets verify only a few features
Plain-English meanings
MCP
Model Context Protocol: a standard way to plug tools, like a wallet, into an AI assistant.
NWC
Nostr Wallet Connect: lets an app or agent spend from your Lightning wallet within limits you set.
Self-custody
You hold the keys to the money, not a company.
Lightning
Bitcoin’s fast, cheap payment layer: payments settle in seconds and can cost a fraction of a cent.
Stablecoin
A crypto token pegged to a normal currency, usually the US dollar, so its price does not swing like Bitcoin.
Showing 204 of 204 wallets
Protocol
Feature
Added
01
Agent402↗MCP server with wallet/payment toolsx402stablecoinonchain
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
fees: unverified · limits: unverified · setup: unverified
7 / 7
MCP server:
“applied layer of Agentic Finance. Open source, self-hostable, MCP-native.** Operated by [Havok Holdings LLC](https://havok.holdings) · [Live](https://agent402.tools) · [Why pay”
CLI / skills:
“**OpenClaw agents:** drop in [`skills/openclaw/agent402/SKILL.md`](skills/openclaw/agent402/SKILL.md) - teaches an OpenClaw agent to find, pay (x402 USDC on Base, eleven other chains accepted,”
SDK / API:
“``` **3. Clone and host the whole thing** (all 500+ tools as an HTTP API + MCP, free mode, no payments): ```bash git clone https://github.com/MikeyPetrillo/Agent402 && cd Agent402 npm install”
agent docs:
“**The paid door for AI agents: 500+ tools, metered models and finished reports, paid per call in USDC over x402 and MPP, or by card. The applied layer of”
self-custody:
“`x402-quote`, `x402-verify`, `transfer-authorization` - non-custodial, multi-chain (Base/Polygon/Arbitrum/Optimism/Ethereum) | | **Agent memory** | wallet-keyed KV + TTL, atomic counters,”
open source:
“x402 and MPP, or by card. The applied layer of Agentic Finance. Open source, self-hostable, MCP-native.** Operated by [Havok Holdings LLC](https://havok.holdings) · [Live](https://agent402.tools) · [Why”
spend controls:
“to clean markdown, robots-respecting, hard page/depth/time budgets) - the deterministic pair behind any "read this whole site" task | | **Macro (FRED + more)** | yield curve, treasury, fiscal,”
last checked 2026-10-23
02
Alby Hub + NWC↗Self-custodial Lightning walletlightning
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
fees: No extra fees beyond network fees (per Alby Hub page) · limits: unverified · setup: Prompt-based install: "Ask your agent to help you install and setup Alby Hub"
7 / 7
MCP server:
“Connect a bitcoin lightning wallet to your LLM using Nostr Wallet Connect and Model Context Protocol”
CLI / skills:
“for agents that don't support MCP”
SDK / API:
“Nostr Wallet Connect (NWC) is an open protocol to connect lightning wallets to apps”
source: nwc.dev/
agent docs:
“Ask your agent to help you install and setup Alby Hub”
source: albyhub.com/
self-custody:
“only you own the keys to your bitcoin”
source: albyhub.com/
open source:
“Apache-2.0 license”
spend controls:
“Set app permissions and budgets by day, week, month, or year.”
source: albyhub.com/
fees:
“No extra fees Pay only the network”
source: albyhub.com/
setup:
“Ask your agent to help you install and setup Alby Hub”
source: albyhub.com/
last checked 2026-10-24
03
AbaPay↗MCP server with wallet/payment toolsx402stablecoinonchain
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
fees: unverified · limits: unverified · setup: unverified
6 / 7
MCP server:
“rather than from four separate hardcoded lists. The app, chat, MCP and the admin dashboard all read the same in-process cache, so there is exactly one source of truth. See [Live provider”
SDK / API:
“for sponsored transactions), WalletConnect Modal, Base Account SDK, Solidity smart contract (Hardhat) * **Backend:** Next.js Route Handlers (serverless functions) * **Receipts:** html2canvas”
agent docs:
“notified from their preferred channel. * **Conversational AI Agent ("DeAI"):** A natural-language assistant (`/api/deai`) that lets users check balances and pay bills via chat-style commands,”
self-custody:
“if unset. ``` **How DeAI actually pays (non-custodial):** there is no server-side key for the user (there must never be one; that would make AbaPay a custodian), so the agent does”
open source:
“**RC 9524980**. --- ## 📄 License Code in this repository is [MIT licensed](LICENSE) — free to use, fork, and build on, including for independent agents/apps integrating AbaPay's MCP/x402 rails. This”
spend controls:
“payments, all spending from a bounded, user-revocable on-chain allowance — no custody, no server-side keys. Designed for low fees, cross-border utility vending (Nigeria + every country VTpass's live”
last checked 2026-10-23
04
mcp↗MCP server with wallet/payment toolsx402stablecoinonchain
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
fees: unverified · limits: unverified · setup: unverified
6 / 7
MCP server:
“# Botwallet MCP Server **Let your AI agent send invoices to earn, pay for APIs and manage money, while you stay in control.**”
CLI / skills:
“[Docs](https://docs.botwallet.co) · [CLI](https://github.com/botwallet-co/agent-cli) · [npm](https://www.npmjs.com/package/@botwallet/mcp) --- Add one JSON block to your MCP client config. That's it. ```json {”
SDK / API:
“and are never sent to Botwallet. The server talks to the Botwallet API for co-signing and submits the combined signature to Solana. ## Security The agent can't bypass spending limits. Those are”
agent docs:
“# Botwallet MCP Server **Let your AI agent send invoices to earn, pay for APIs and manage money, while you stay in control.**”
open source:
“npm run inspect # Open in MCP Inspector ``` ## License [Apache 2.0](LICENSE)”
spend controls:
“and paid APIs, and manage its own USDC wallet. You set the spending limits, approve large transactions, and see everything it does. Works with Claude Desktop, Claude Code, Cursor, Windsurf, Cline, and”
last checked 2026-10-23
05
nostrpulse-full↗MCP server with wallet/payment toolslightningecashnwconchain
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
fees: unverified · limits: unverified · setup: unverified
6 / 7
MCP server:
“Trust Layer for AI Agents via Nostr, Cashu eCash (NIP-61), and MCP.** [![npm”
SDK / API:
“client (Claude Desktop, Cursor, Windsurf, LangChain, Vercel AI SDK) can instantly tap into decentralized reputation, machine-to-machine micropayments, and distributed compute without API keys or”
agent docs:
“NostrPulse ### The Decentralized Stripe & Radar for Autonomous AI Agents **Autonomous Payment & Sybil-Resistant Trust Layer for AI Agents via Nostr, Cashu eCash (NIP-61), and MCP.** [![npm”
self-custody:
“integration into third-party Nostr clients. --- ## ⚖️ License & Non-Custodial Disclaimer Distributed under the MIT License. NostrPulse is strictly non-custodial software: it never generates, stores, or”
open source:
“NostrPulse is an open-source payment and sovereign trust layer for autonomous AI agents, built on top of the Freedom Tech Stack (Nostr + Bitcoin Lightning +”
spend controls:
“bootstraps local keys. | | `get_spending_guardrails` | **Budget Gatekeeper** | Query current AI agent spending guardrails, daily budget (500 sats rolling), 24h satoshis spent, remaining”
last checked 2026-10-23
06
agentic-wallet-guardian-v3↗MCP server with wallet/payment toolsx402stablecoinonchain
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
fees: unverified · limits: unverified · setup: unverified
5 / 7
MCP server:
“play the video in your browser. [![agentic-wallet-guardian-v3 MCP”
CLI / skills:
“MetaMask Agent Wallet - `skills/guardian-check/` is a standard Agent Skill an agent installs alongside MetaMask's own `mm` skill; the agent calls it before running any fund-moving `mm` command and only”
agent docs:
“# Agentic Wallet Guardian ## Watch the demo [![Watch the demo on”
self-custody:
“--- ## Arc mainnet payment demo Guardian 3.2 adds a small, non-custodial Arc mainnet surface for autonomous USDC payments. - Arc mainnet, chain ID 5042, official RPC `https://rpc.mainnet.arc.io` - Arc”
spend controls:
“policy rules live in your code, not a vendor's dashboard.** Spending caps, reputation gates, and which action types require confirmation are plain Python in `guardian/policy/`, reviewable and changeable”
last checked 2026-10-23
07
bolthub-sdk↗MCP server with wallet/payment toolslightningnwcx402
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
fees: unverified · limits: unverified · setup: unverified
5 / 7
MCP server:
“layer for agent-to-tool commerce: charge agents for your MCP tools and APIs per call, settling straight to your wallet over Lightning (L402), with bolthub never in the funds path. These”
CLI / skills:
“path. These packages are the open-source side of that: the tool-payment SDK, payment clients, MCP servers, a CLI, and origin-verification middleware. | Package | Registry | Directory | What it is | | --- | --- | --- | --- | |”
SDK / API:
“packages are the open-source side of that: the tool-payment SDK, payment clients, MCP servers, a CLI, and origin-verification middleware. | Package | Registry | Directory | What it is | | ---”
open source:
“with bolthub never in the funds path. These packages are the open-source side of that: the tool-payment SDK, payment clients, MCP servers, a CLI, and origin-verification middleware. | Package |”
spend controls:
“tool or HTTP endpoint (`createPaywall`), pay for tools within a budget (`ToolClient` for MCP, `L402Client` for HTTP), wallet adapters (LND, LNbits, Phoenixd, NWC, WebLN); rails: L402, facilitator.”
last checked 2026-10-23
08
leashd↗LLM purchase with ecash/Lightninglightningecashnwcx402stablecoinonchain
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
fees: unverified · limits: unverified · setup: unverified
5 / 7
MCP server:
“never gets your wallet. It gets a policy-gated `pay` tool over MCP that points at leashd. Funds settle directly between your own wallet and the counterparty. leashd sits in the policy path, never”
agent docs:
“money. Keep the leash. Non-custodial spend governance for AI agents. Hard budgets, allowlists, rate limits, time windows, graded shutdown, signed audit trail. Lightning (NWC), Cashu and x402/USDC”
self-custody:
“Give your agents money. Keep the leash. Non-custodial spend governance for AI agents. Hard budgets, allowlists, rate limits, time windows, graded shutdown, signed audit trail.”
open source:
“program that runs on your machine) and the policy engine are open source under AGPL-3.0. The hosted control plane (policy authoring, audit aggregation, team, billing) is available at”
spend controls:
“the leash. Non-custodial spend governance for AI agents. Hard budgets, allowlists, rate limits, time windows, graded shutdown, signed audit trail. Lightning (NWC), Cashu and x402/USDC on Base and”
last checked 2026-10-23
09
Lightning Labs agent tools↗Node + L402 toolkitlightningl402
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
fees: unverified · limits: unverified · setup: unverified
5 / 7
MCP server:
“seven composable skills and an MCP server”
CLI / skills:
“The skills work with any agent framework that can execute shell commands”
SDK / API:
“pay for resources on the web using the”
self-custody:
spend controls:
last checked 2026-10-23
10
lightning-enable-mcp↗MCP server with wallet/payment toolslightningnwcx402onchain
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
fees: unverified · limits: unverified · setup: unverified
5 / 7
MCP server:
“for agent commerce over Lightning. # Lightning Enable MCP Server”
SDK / API:
“— `npm install le-agent-sdk` - [le-agent-sdk (.NET)](https://github.com/refined-element/le-agent-sdk-dotnet) — `dotnet add package LightningEnable.AgentSdk`”
agent docs:
“An open-source MCP (Model Context Protocol) server that enables AI agents to make Lightning Network payments and participate in agent-to-agent commerce. Wallet, invoice, L402, budget, and API-discovery”
open source:
“your agent: call the `create_lightning_enable_account` tool. An open-source MCP (Model Context Protocol) server that enables AI agents to make Lightning Network payments and participate in agent-to-agent”
spend controls:
“participate in agent-to-agent commerce. Wallet, invoice, L402, budget, and API-discovery tools work out of the box with just a wallet. Producer tools (sell access via L402) and Agent Service”
last checked 2026-10-23
showing 10 of 204 matches
All 204 wallets as a plain list