Agent wallet leaderboard
Wallets and payment tools for agents, ranked by how many agent-relevant features we could verify on their own pages (out of 7, for example an MCP server, an SDK, spend controls or self-custody). Fees and limits are shown only when a page states them; otherwise they read “unverified”. A low score can mean “not found”, not “absent”.
wallets scored
204
each tick links to a quote from the wallet’s own page
top score
7/ 7
Agent402
average score
2.1/ 7
most wallets verify only a few features
Plain-English meanings
- MCP
- Model Context Protocol: a standard way to plug tools, like a wallet, into an AI assistant.
- NWC
- Nostr Wallet Connect: lets an app or agent spend from your Lightning wallet within limits you set.
- Self-custody
- You hold the keys to the money, not a company.
- Lightning
- Bitcoin’s fast, cheap payment layer: payments settle in seconds and can cost a fraction of a cent.
- Stablecoin
- A crypto token pegged to a normal currency, usually the US dollar, so its price does not swing like Bitcoin.
01
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
7 / 7
MCP server:
“applied layer of Agentic Finance. Open source, self-hostable, MCP-native.** Operated by [Havok Holdings LLC](https://havok.holdings) · [Live](https://agent402.tools) · [Why pay”
CLI / skills:
“**OpenClaw agents:** drop in [`skills/openclaw/agent402/SKILL.md`](skills/openclaw/agent402/SKILL.md) - teaches an OpenClaw agent to find, pay (x402 USDC on Base, eleven other chains accepted,”
SDK / API:
“``` **3. Clone and host the whole thing** (all 500+ tools as an HTTP API + MCP, free mode, no payments): ```bash git clone https://github.com/MikeyPetrillo/Agent402 && cd Agent402 npm install”
agent docs:
“**The paid door for AI agents: 500+ tools, metered models and finished reports, paid per call in USDC over x402 and MPP, or by card. The applied layer of”
self-custody:
“`x402-quote`, `x402-verify`, `transfer-authorization` - non-custodial, multi-chain (Base/Polygon/Arbitrum/Optimism/Ethereum) | | **Agent memory** | wallet-keyed KV + TTL, atomic counters,”
open source:
“x402 and MPP, or by card. The applied layer of Agentic Finance. Open source, self-hostable, MCP-native.** Operated by [Havok Holdings LLC](https://havok.holdings) · [Live](https://agent402.tools) · [Why”
spend controls:
“to clean markdown, robots-respecting, hard page/depth/time budgets) - the deterministic pair behind any "read this whole site" task | | **Macro (FRED + more)** | yield curve, treasury, fiscal,”
last checked 2026-10-23
02
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
7 / 7
MCP server:
“Connect a bitcoin lightning wallet to your LLM using Nostr Wallet Connect and Model Context Protocol”
source: github.com/getAlby/mcp
CLI / skills:
“for agents that don't support MCP”
SDK / API:
“Nostr Wallet Connect (NWC) is an open protocol to connect lightning wallets to apps”
source: nwc.dev/
agent docs:
“Ask your agent to help you install and setup Alby Hub”
source: albyhub.com/
self-custody:
“only you own the keys to your bitcoin”
source: albyhub.com/
open source:
“Apache-2.0 license”
source: github.com/getAlby/hub
spend controls:
“Set app permissions and budgets by day, week, month, or year.”
source: albyhub.com/
fees:
“No extra fees Pay only the network”
source: albyhub.com/
setup:
“Ask your agent to help you install and setup Alby Hub”
source: albyhub.com/
last checked 2026-10-24
03
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
6 / 7
MCP server:
“rather than from four separate hardcoded lists. The app, chat, MCP and the admin dashboard all read the same in-process cache, so there is exactly one source of truth. See [Live provider”
SDK / API:
“for sponsored transactions), WalletConnect Modal, Base Account SDK, Solidity smart contract (Hardhat) * **Backend:** Next.js Route Handlers (serverless functions) * **Receipts:** html2canvas”
agent docs:
“notified from their preferred channel. * **Conversational AI Agent ("DeAI"):** A natural-language assistant (`/api/deai`) that lets users check balances and pay bills via chat-style commands,”
self-custody:
“if unset. ``` **How DeAI actually pays (non-custodial):** there is no server-side key for the user (there must never be one; that would make AbaPay a custodian), so the agent does”
open source:
“**RC 9524980**. --- ## 📄 License Code in this repository is [MIT licensed](LICENSE) — free to use, fork, and build on, including for independent agents/apps integrating AbaPay's MCP/x402 rails. This”
spend controls:
“payments, all spending from a bounded, user-revocable on-chain allowance — no custody, no server-side keys. Designed for low fees, cross-border utility vending (Nigeria + every country VTpass's live”
last checked 2026-10-23
04
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
6 / 7
MCP server:
“# Botwallet MCP Server **Let your AI agent send invoices to earn, pay for APIs and manage money, while you stay in control.**”
CLI / skills:
“[Docs](https://docs.botwallet.co) · [CLI](https://github.com/botwallet-co/agent-cli) · [npm](https://www.npmjs.com/package/@botwallet/mcp) --- Add one JSON block to your MCP client config. That's it. ```json {”
SDK / API:
“and are never sent to Botwallet. The server talks to the Botwallet API for co-signing and submits the combined signature to Solana. ## Security The agent can't bypass spending limits. Those are”
agent docs:
“# Botwallet MCP Server **Let your AI agent send invoices to earn, pay for APIs and manage money, while you stay in control.**”
open source:
“npm run inspect # Open in MCP Inspector ``` ## License [Apache 2.0](LICENSE)”
spend controls:
“and paid APIs, and manage its own USDC wallet. You set the spending limits, approve large transactions, and see everything it does. Works with Claude Desktop, Claude Code, Cursor, Windsurf, Cline, and”
last checked 2026-10-23
05
MCP serverCLI / skillsSDK / APIagent docsself-custodyopen sourcespend controls
6 / 7
MCP server:
“Trust Layer for AI Agents via Nostr, Cashu eCash (NIP-61), and MCP.** [ — `dotnet add package LightningEnable.AgentSdk`”
agent docs:
“An open-source MCP (Model Context Protocol) server that enables AI agents to make Lightning Network payments and participate in agent-to-agent commerce. Wallet, invoice, L402, budget, and API-discovery”
open source:
“your agent: call the `create_lightning_enable_account` tool. An open-source MCP (Model Context Protocol) server that enables AI agents to make Lightning Network payments and participate in agent-to-agent”
spend controls:
“participate in agent-to-agent commerce. Wallet, invoice, L402, budget, and API-discovery tools work out of the box with just a wallet. Producer tools (sell access via L402) and Agent Service”
last checked 2026-10-23
showing 10 of 204 matches